💰 FinanceFlow KSA

🇸🇦 Made for Saudi Arabia
💡 Vision 2030 Alignment: FinanceFlow KSA helps you achieve your financial goals while supporting Saudi Arabia's economic diversification and investment growth.
? Vision 2030 is Saudi Arabia's strategic plan to diversify the economy beyond oil and create new opportunities for investment and growth.

Total Assets

0 ر.س
All holdings combined
Sum of all your cash, investments, and other valuable assets

Portfolio Value

0 ر.س
+5.2% this month
Current value of all your Saudi stocks and securities

Monthly Spending

0 ر.س
Current month
Total expenses recorded this month

Zakat Due

0 ر.س
2.5% of net wealth
Your annual Islamic charity obligation based on Sharia law

Expense Breakdown by Category ? This chart shows how your spending is distributed across different categories

Monthly Spending Trend ? Track how your monthly expenses change over time to identify patterns

Portfolio Allocation ? See how your investments are distributed across different asset types

Saudi Stock Distribution ? View your holdings in major Saudi companies on Tadawul exchange

Expense Tracker (SAR) ? Track all your spending in Saudi Riyal and categorize them for better financial management

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Total Expenses
0 ر.س
Sum of all recorded expenses
Average Transaction
0 ر.س
Your average spending per transaction
Highest Category
—
The category where you spend the most
Transaction Count
0
Total number of expenses recorded
Date Description Category Amount (ر.س) Action
No expenses recorded yet. Start tracking your spending!

Saudi Stock Portfolio ? Manage your investments in Saudi companies listed on Tadawul exchange

📊 Popular Saudi Stocks: ARAMCO (2222), SABIC (2050), Al Rajhi Bank (1120), Saudi Telecom (7010), Power Company (4004) These are some of the largest and most popular companies on the Saudi Tadawul stock exchange
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Total Invested
0 ر.س
Total amount of money invested in stocks
Current Value
0 ر.س
Current market value of your portfolio
Total Gain/Loss
0 ر.س
Profit or loss on your investments
Return %
0%
Percentage return on your investment
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No stocks in portfolio. Add a Saudi stock to get started!

Islamic Finance & Zakat Calculator ? Calculate your Zakat obligation and manage Islamic finance in accordance with Sharia law

🕌 Zakat Calculation

Zakat (2.5%) is payable on wealth held for one lunar year. FinanceFlow automatically calculates your Zakat obligation based on your total assets.

Zakat is one of the Five Pillars of Islam and is a mandatory charity payment on wealth above a certain threshold (Nisab)
Total Wealth
0 ر.س
Your total assets including cash, stocks, and other holdings
Zakat Rate
2.5%
The Islamic percentage required for Zakat on eligible wealth
Annual Zakat Due
0 ر.س
Your total Zakat obligation for the year
Monthly Zakat
0 ر.س
Average monthly Zakat if divided across the year

Wealth Composition ? Shows how your wealth is divided between different asset types

✅ Sharia-Compliant Investments: FinanceFlow supports Sharia screening for investments, helping you maintain Islamic finance principles while growing your wealth. Sharia-compliant means the investment follows Islamic law and does not involve prohibited activities like alcohol or interest (Riba)

Zakat Eligible Assets

  • ✓ Cash and bank deposits (fully eligible)
  • ✓ Gold and silver (fully eligible)
  • ✓ Stocks and securities (subject to business assets value)
  • ✓ Receivables (if likely to be recovered)
  • ✗ Primary residence (not eligible)
  • ✗ Personal vehicles (not eligible)
  • ✗ Personal items and furniture (not eligible)

Financial Insights & Recommendations ? Get personalized financial advice based on your spending and investment patterns

Spending Trend
↓ 3.2%
How your spending has changed compared to last month
Savings Rate
28%
Percentage of income that you save or invest
Budget Health
Good
Overall assessment of your financial management
Financial Score
72/100
Your overall financial health score

Income vs Expenses ? Compare your income and spending to ensure you're saving enough

Wealth Growth Over Time ? Track how your total wealth is increasing over the months

📋 Personalized Recommendations for Saudi Investors

  • ✅ Your spending is down 3.2% this month - excellent progress!
  • 💡 Consider increasing monthly investments in Saudi index funds
  • ⚠️ Housing & rent category is 20% above average - explore cost optimization
  • 📈 Your portfolio is well-diversified across ARAMCO, SABIC, and Banking sector
  • 🎯 Set aside budget for Zakat payment (due 2.5% of wealth annually)
  • 🏦 Review Al Rajhi Bank's investment products aligned with Vision 2030